Free Personal Monthly Budget Template For Excel
When you are not smart about your eating habits, sooner or later, you’re going to be sick. The same thing applies when you are not smart about your spending. You are going to be financially unwell–uncontrollable debt, foreclosure, eviction, bad credit, bankruptcy, and the list goes on and on. Having a personal budget is like an exercise and diet plan for you and your spending.
The Free Personal Monthly Budget Template for Excel is an easy-to-use, professionally designed budget template that lets you create an estimate income and expense plan and compare it to your actual income and expenses. This is a budgeting template that you can use for the duration of a month wherein all your figures can be computed automatically.
Control Your Spendings
With the Free Personal Monthly Budget Template for Excel, you can keep track of your spendings and therefore control it since you can see it against your income and your budget. You can easily see how your expenses pile up and whether you are on your way to going over your budget or even spending more than you earn.
This free excel template presents all your data in a clean format so you can easily see, locate, and input your figures. This template can also be copied or duplicated so you can prepare your budgets for the succeeding months.
Designed for everyone
This free template is useful for anyone who wants to keep track of their earnings and spendings, as well as keep some savings while they are at it. This template does not require you to take accounting lessons or be technical. This template is easy to use, with built-in formula so you can just type in your information and the worksheet will show you the totals and compare the actual and estimated figures for you.
This Excel template contains portions for Projected Income, Projected Costs, Actual Income and Actual Expenses, The Expenses are organized into categories: Housing, Transportation, Entertainment, Loans, Insurance, Food, Pets, Savings or Investments, Gifts or Donations, and Legal, among many others. You can easily modify these categories and the items under these categories to suit your needs, lifestyles, and spending.